Advanced Directives and Estate Planning Senior man examining last will and testament

Why Reviewing your Estate and Financial Documents Must Be a Regular Occurrence

Clifford M. Cohen January 17, 2017 No Comments

I applaud those of you who have taken the time to do an estate plan and protect your assets for yourself and your children. But is it enough to simply…

Family Considerations Planning in Washington DC. Couple going over home finances with a newborn

Saving Assets for Your Children Using the Medicaid Asset Protection Trust

Clifford M. Cohen January 17, 2017 No Comments

Many people still believe that Medicare will cover all of their healthcare needs after the age of 65. Although Medicare covers much of one’s general health care, if you need…

Couple discussing Maryland Estate Tax documents

Keeping your Income when your Spouse is on Medicaid

Clifford M. Cohen January 17, 2017 No Comments

Although Medicaid limits the assets that the spouse of a Medicaid applicant can retain, the income of the “community spouse” is not counted in determining the Medicaid applicant’s eligibility. Only…

Rear view of relaxed parents talking while watching TV with their kids on sofa in the living room.

Proposed New Law Tightens Eligibilty Requirements for Aid and Attendance Pension

Clifford M. Cohen January 17, 2017 No Comments

Historically, the Veterans Administration (VA) Pension benefit known as “Aid and Attendance” has been a well kept secret . However, for those who have served in the military (or whose deceased spouse served in…

What Happens to your Home if you Need Nursing Home Care?

Clifford M. Cohen January 17, 2017 No Comments

The basic rule for Medicaid Eligibility in the state of Maryland is that (except for married couples sharing a room and applying for medical assistance within 6 months of entry)…

Planning For the Terminally Ill

Clifford M. Cohen January 17, 2017 No Comments

Should a person who is terminally ill be able to control how and when they die? This issue has received national attention recently due to the well publicized cases of…

Family arriving to the harbor and entering on a yacht

Blended Families | Clifford M. Cohen

Clifford M. Cohen January 17, 2017 No Comments

Now that the estate tax exemption has been stabilized at $5,000,000 and a husband and wife can actually give up to $10,000,000 at death (plus an indexed amount tied to…

Long-Term Care Insurance | Clifford M. Cohen

Clifford M. Cohen January 17, 2017 No Comments

According to the U.S. Census Bureau, almost 10% of the population in 2011 was 65 years of age or older. Make no mistake, our population is aging and our life…

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