Effective estate planning goes beyond asset distribution—it includes strategies to minimize tax burdens and maximize what you pass on to loved ones. We help you navigate estate tax laws and gifting options to preserve more of your legacy.

Estate tax minimization involves strategic planning to reduce or eliminate taxes on the transfer of wealth. While federal and state estate tax thresholds vary, proper planning can significantly lower your estate’s taxable value. We help you:

• Leverage the federal estate tax exemption.
• Utilize trusts to shield assets from estate taxes.
• Implement family limited partnerships for asset protection.
• Transfer life insurance proceeds outside of your taxable estate.
• Optimize asset distribution between spouses.

By structuring your estate properly, you can pass on more wealth to your beneficiaries while minimizing tax exposure.

Gifting strategies allow you to share your wealth during your lifetime while reducing your taxable estate. Thoughtful planning ensures that gifts benefit your loved ones without triggering unnecessary taxes. Our approach includes:

• Maximizing annual gift exclusions to multiple recipients.
• Establishing educational or medical expense gifts, which are tax-free.
• Creating irrevocable trusts for long-term wealth transfer.
• Strategically gifting appreciated assets to avoid capital gains taxes.
• Coordinating gifts with overall estate planning goals.

With proper planning, you can enjoy the satisfaction of sharing your wealth while protecting your estate from future tax liabilities.

Whether you're planning for the future or considering gifts today, we provide personalized solutions to protect your wealth and minimize tax burdens, ensuring your loved ones receive the maximum benefit.

© 2025 Law Offices of Clifford M. Cohen | Phone: 202-895-2799
5335 Wisconsin Ave NW #440, Washington, DC 20015